How to Set Up WhatsApp Payments on Android [Guide]

Anil Ganti

WhatsApp has come a long way from its humble roots as a simple messaging app. It can now be used to make audio and video calls, business enquires, and even to send and receive money. Here's a handy guide on how to set up WhatsApp Payments on Android.


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Step 1: Launch WhatsApp on your device

Step 2: Select the vertical dots on the top right corner and navigate to Payments. You should be greeted with the following screen.

Step 3: If you're doing this for the first time, you'll need to add a payment method by tapping on the button. You should see the following screen after. Do note that this is for users based in India only. However, the process should remain more or less the same wherever you are.

Step 4: Select Accept and continue to get started.

Step 5: Choose your bank from the list. If it isn't on there, WhatsApp probably doesn't support it yet.

Step 6:  Ensure that the account you've selected is linked with the phone number currently active on the device. WhatsApp will ask for Call and SMS permissions at this point. Grant them and let it do its thing for a minute.

Step 7: If you have multiple accounts with the bank, make sure to select the one you want to use with WhatsApp, otherwise, you're going to have to delete and re-add the correct account all over again.

Step 8: Navigate back to the Payments page, and you should see your payment method added successfully.

Now that you have a payment method setup, here's how you make or receive payments. Open any chat and click on the paperclip next to the camera icon. You'll see the following menu.

Tap on Payment, follow the on-screen instructions, and that's it. Needless to say, both parties will need to have WhatsApp Payments set up for the feature to work. As I've mentioned earlier, some of the bank-related specifics should vary according to country, but the overall process still remains the same.

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